Call reports 2007
UNITED BANK OF IOWA — 2007
What UNITED BANK OF IOWA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 650,831,000 | 674,363,000 | 706,978,000 | 716,608,000 |
| Total loans | 573,898,000 | 591,711,000 | 613,749,000 | 617,195,000 |
| Allowance for loan losses | 6,559,000 | 5,984,000 | 6,080,000 | 6,053,000 |
| Securities available for sale | 11,919,000 | 14,804,000 | 19,904,000 | 21,753,000 |
| Securities held to maturity | 19,323,000 | 18,194,000 | 14,392,000 | 13,323,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 470,620,000 | 487,620,000 | 517,684,000 | 537,434,000 |
| Interest-bearing deposits | 426,806,000 | 445,074,000 | 470,042,000 | 480,594,000 |
| Noninterest-bearing deposits | 43,814,000 | 42,546,000 | 47,642,000 | 56,839,000 |
| Equity capital | 58,715,000 | 60,096,000 | 62,624,000 | 63,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 11,134,000 | 23,053,000 | 35,234,000 | 47,588,000 |
| Interest expense | 5,650,000 | 11,867,000 | 18,283,000 | 24,766,000 |
| Net interest income | 5,484,000 | 11,186,000 | 16,951,000 | 22,822,000 |
| Noninterest income | 1,158,000 | 2,514,000 | 3,875,000 | 5,260,000 |
| Noninterest expense | 2,829,000 | 5,380,000 | 8,240,000 | 11,640,000 |
| Provision for loan losses | 242,000 | 1,154,000 | 1,571,000 | 1,860,000 |
| Pretax income | 3,571,000 | 7,166,000 | 11,015,000 | 14,582,000 |
| Income tax | 204,000 | 385,000 | 569,000 | 773,000 |
| Net income | 3,367,000 | 6,781,000 | 10,446,000 | 13,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,087,000 | 53,549,000 | 56,020,000 | 56,418,000 |
| Total capital | 58,646,000 | 59,533,000 | 62,100,000 | 62,471,000 |
| Risk-weighted assets | 565,026,000 | 582,997,000 | 608,278,000 | 616,134,000 |