Call reports 2006
UNITED BANK OF IOWA — 2006
What UNITED BANK OF IOWA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 518,498,000 | 542,097,000 | 627,245,000 | 628,366,000 |
| Total loans | 471,371,000 | 489,207,000 | 546,756,000 | 547,979,000 |
| Allowance for loan losses | 5,064,000 | 5,246,000 | 5,917,000 | 6,322,000 |
| Securities available for sale | 9,071,000 | 8,859,000 | 8,914,000 | 12,416,000 |
| Securities held to maturity | 10,505,000 | 9,610,000 | 23,140,000 | 19,499,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,378,000 | 393,256,000 | 461,334,000 | 480,881,000 |
| Interest-bearing deposits | 352,398,000 | 358,569,000 | 418,193,000 | 433,026,000 |
| Noninterest-bearing deposits | 36,980,000 | 34,687,000 | 43,141,000 | 47,854,000 |
| Equity capital | 43,560,000 | 49,089,000 | 56,040,000 | 57,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,578,000 | 17,809,000 | 27,849,000 | 38,689,000 |
| Interest expense | 3,897,000 | 8,257,000 | 13,191,000 | 18,705,000 |
| Net interest income | 4,681,000 | 9,552,000 | 14,658,000 | 19,984,000 |
| Noninterest income | 974,000 | 2,053,000 | 3,135,000 | 4,706,000 |
| Noninterest expense | 2,575,000 | 5,208,000 | 7,764,000 | 10,735,000 |
| Provision for loan losses | 216,000 | 433,000 | 610,000 | 1,286,000 |
| Pretax income | 2,864,000 | 5,964,000 | 9,419,000 | 12,669,000 |
| Income tax | 132,000 | 303,000 | 480,000 | 672,000 |
| Net income | 2,732,000 | 5,661,000 | 8,939,000 | 11,997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,038,000 | 47,603,000 | 49,372,000 | 51,093,000 |
| Total capital | 47,102,000 | 52,849,000 | 55,289,000 | 57,415,000 |
| Risk-weighted assets | 459,510,000 | 474,827,000 | 536,083,000 | 544,596,000 |