Call reports 2003
UNITED BANK OF IOWA — 2003
What UNITED BANK OF IOWA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 377,928,000 | 381,965,000 | 393,395,000 | 378,565,000 |
| Total loans | 301,390,000 | 314,444,000 | 319,264,000 | 315,272,000 |
| Allowance for loan losses | 3,062,000 | 3,219,000 | 3,346,000 | 3,539,000 |
| Securities available for sale | 14,910,000 | 17,058,000 | 14,545,000 | 15,498,000 |
| Securities held to maturity | 20,425,000 | 15,503,000 | 14,122,000 | 14,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,912,000 | 298,093,000 | 308,485,000 | 309,821,000 |
| Interest-bearing deposits | 268,240,000 | 271,326,000 | 279,379,000 | 279,463,000 |
| Noninterest-bearing deposits | 27,672,000 | 26,767,000 | 29,106,000 | 30,358,000 |
| Equity capital | 31,467,000 | 31,896,000 | 31,907,000 | 32,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 5,300,000 | 11,028,000 | 16,724,000 | 22,149,000 |
| Interest expense | 2,077,000 | 4,212,000 | 6,258,000 | 8,202,000 |
| Net interest income | 3,223,000 | 6,816,000 | 10,466,000 | 13,947,000 |
| Noninterest income | 1,010,000 | 1,855,000 | 2,580,000 | 3,483,000 |
| Noninterest expense | 2,080,000 | 4,156,000 | 6,325,000 | 8,656,000 |
| Provision for loan losses | 159,000 | 385,000 | 537,000 | 1,008,000 |
| Pretax income | 1,994,000 | 4,151,000 | 6,205,000 | 7,788,000 |
| Income tax | 134,000 | 253,000 | 394,000 | 548,000 |
| Net income | 1,860,000 | 3,898,000 | 5,811,000 | 7,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,431,000 | 29,818,000 | 30,046,000 | 30,725,000 |
| Total capital | 32,493,000 | 33,037,000 | 33,392,000 | 34,264,000 |
| Risk-weighted assets | 311,929,000 | 318,269,000 | 324,796,000 | 322,638,000 |