Call reports 2002
UNITED BANK OF IOWA — 2002
What UNITED BANK OF IOWA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 329,676,000 | 337,552,000 | 340,329,000 | 335,264,000 |
| Total loans | 265,732,000 | 270,084,000 | 270,808,000 | 260,923,000 |
| Allowance for loan losses | 2,759,000 | 2,896,000 | 2,790,000 | 3,029,000 |
| Securities available for sale | 17,748,000 | 17,684,000 | 16,398,000 | 16,845,000 |
| Securities held to maturity | 18,689,000 | 16,070,000 | 18,788,000 | 19,846,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,261,000 | 271,060,000 | 273,369,000 | 274,284,000 |
| Interest-bearing deposits | 243,374,000 | 248,188,000 | 248,468,000 | 247,059,000 |
| Noninterest-bearing deposits | 22,887,000 | 22,872,000 | 24,901,000 | 27,225,000 |
| Equity capital | 28,976,000 | 28,974,000 | 29,586,000 | 30,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,648,000 | 11,298,000 | 16,925,000 | 22,390,000 |
| Interest expense | 2,555,000 | 4,958,000 | 7,320,000 | 9,538,000 |
| Net interest income | 3,093,000 | 6,340,000 | 9,605,000 | 12,852,000 |
| Noninterest income | 592,000 | 1,176,000 | 1,883,000 | 2,699,000 |
| Noninterest expense | 2,068,000 | 3,890,000 | 5,863,000 | 8,005,000 |
| Provision for loan losses | 185,000 | 376,000 | 581,000 | 985,000 |
| Pretax income | 1,432,000 | 3,250,000 | 5,044,000 | 6,561,000 |
| Income tax | 229,000 | 339,000 | 442,000 | 588,000 |
| Net income | 1,203,000 | 2,911,000 | 4,602,000 | 5,973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,928,000 | 26,686,000 | 27,294,000 | 27,941,000 |
| Total capital | 29,687,000 | 29,582,000 | 30,084,000 | 30,970,000 |
| Risk-weighted assets | 263,696,000 | 268,766,000 | 273,346,000 | 269,457,000 |