Call reports 2001
UNITED BANK OF IOWA — 2001
What UNITED BANK OF IOWA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 279,843,000 | 345,193,000 | 335,873,000 | 335,772,000 |
| Total loans | 235,685,000 | 275,565,000 | 262,230,000 | 253,046,000 |
| Allowance for loan losses | 3,038,000 | 3,265,000 | 2,874,000 | 2,669,000 |
| Securities available for sale | 8,500,000 | 17,347,000 | 25,806,000 | 30,621,000 |
| Securities held to maturity | 16,349,000 | 17,791,000 | 16,777,000 | 17,205,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,967,000 | 284,829,000 | 274,751,000 | 279,054,000 |
| Interest-bearing deposits | 221,286,000 | 265,726,000 | 254,682,000 | 253,010,000 |
| Noninterest-bearing deposits | 14,681,000 | 19,102,000 | 20,069,000 | 26,044,000 |
| Equity capital | 22,193,000 | 32,301,000 | 33,195,000 | 27,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,758,000 | 11,763,000 | 18,010,000 | 23,923,000 |
| Interest expense | 3,324,000 | 6,632,000 | 9,974,000 | 12,944,000 |
| Net interest income | 2,434,000 | 5,131,000 | 8,036,000 | 10,979,000 |
| Noninterest income | 456,000 | 892,000 | 1,431,000 | 1,954,000 |
| Noninterest expense | 1,592,000 | 3,273,000 | 5,210,000 | 7,394,000 |
| Provision for loan losses | 65,000 | -275,000 | 445,000 | 506,000 |
| Pretax income | 1,255,000 | 3,058,000 | 3,891,000 | 5,112,000 |
| Income tax | 76,000 | 177,000 | 248,000 | 365,000 |
| Net income | 1,179,000 | 2,881,000 | 3,643,000 | 4,747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,603,000 | 30,175,000 | 30,878,000 | 25,713,000 |
| Total capital | 24,533,000 | 33,440,000 | 33,752,000 | 28,382,000 |
| Risk-weighted assets | 234,290,000 | 277,878,000 | 266,323,000 | 255,513,000 |