Call reports 2022
LIBERTY BANK — 2022
What LIBERTY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Total assets | 311,117,000 | 298,472,000 |
| Total loans | 212,775,000 | 209,768,000 |
| Allowance for loan losses | 2,980,000 | 2,980,000 |
| Securities available for sale | 73,432,000 | 69,338,000 |
| Securities held to maturity | 2,163,000 | 2,160,000 |
| Trading assets | 0 | 0 |
| Total deposits | 274,402,000 | 261,989,000 |
| Interest-bearing deposits | 184,626,000 | 167,149,000 |
| Noninterest-bearing deposits | 89,776,000 | 94,840,000 |
| Equity capital | 35,646,000 | 35,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Interest income | 2,325,000 | 4,733,000 |
| Interest expense | 112,000 | 202,000 |
| Net interest income | 2,213,000 | 4,531,000 |
| Noninterest income | 120,000 | 423,000 |
| Noninterest expense | 2,043,000 | 4,199,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 290,000 | 722,000 |
| Income tax | 82,000 | 204,000 |
| Net income | 208,000 | 518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Tier 1 capital | 36,078,000 | 36,310,000 |