Call reports 2021
LIBERTY BANK — 2021
What LIBERTY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 292,476,000 | 293,065,000 | 298,232,000 | 292,548,000 |
| Total loans | 217,588,000 | 203,985,000 | 204,659,000 | 216,102,000 |
| Allowance for loan losses | 2,930,000 | 2,930,000 | 2,980,000 | 2,980,000 |
| Securities available for sale | 42,964,000 | 42,154,000 | 58,894,000 | 66,521,000 |
| Securities held to maturity | 2,861,000 | 2,753,000 | 2,584,000 | 2,165,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,087,000 | 255,643,000 | 260,854,000 | 253,860,000 |
| Interest-bearing deposits | 166,335,000 | 162,077,000 | 167,719,000 | 165,168,000 |
| Noninterest-bearing deposits | 88,752,000 | 93,566,000 | 93,135,000 | 88,692,000 |
| Equity capital | 36,133,000 | 36,290,000 | 36,268,000 | 36,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,434,000 | 4,829,000 | 7,081,000 | 9,361,000 |
| Interest expense | 152,000 | 287,000 | 410,000 | 525,000 |
| Net interest income | 2,282,000 | 4,542,000 | 6,671,000 | 8,836,000 |
| Noninterest income | 116,000 | 295,000 | 416,000 | 537,000 |
| Noninterest expense | 2,184,000 | 4,283,000 | 6,213,000 | 8,397,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 50,000 |
| Pretax income | 214,000 | 554,000 | 824,000 | 926,000 |
| Income tax | 60,000 | 155,000 | 231,000 | 257,000 |
| Net income | 154,000 | 399,000 | 593,000 | 669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,768,000 | 36,009,000 | 36,078,000 | 36,038,000 |