Call reports 2020
LIBERTY BANK — 2020
What LIBERTY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 285,015,000 | 306,787,000 | 300,029,000 | 288,188,000 |
| Total loans | 205,652,000 | 228,283,000 | 221,700,000 | 217,161,000 |
| Allowance for loan losses | 2,880,000 | 2,880,000 | 2,930,000 | 2,930,000 |
| Securities available for sale | 50,497,000 | 44,536,000 | 35,289,000 | 35,133,000 |
| Securities held to maturity | 3,475,000 | 3,442,000 | 3,177,000 | 2,886,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,488,000 | 269,465,000 | 262,520,000 | 250,961,000 |
| Interest-bearing deposits | 184,678,000 | 193,344,000 | 185,805,000 | 173,414,000 |
| Noninterest-bearing deposits | 63,810,000 | 76,121,000 | 76,715,000 | 77,547,000 |
| Equity capital | 35,246,000 | 35,760,000 | 36,054,000 | 35,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,717,000 | 5,731,000 | 8,426,000 | 10,724,000 |
| Interest expense | 381,000 | 716,000 | 945,000 | 1,120,000 |
| Net interest income | 2,336,000 | 5,015,000 | 7,481,000 | 9,604,000 |
| Noninterest income | 124,000 | 240,000 | 359,000 | 478,000 |
| Noninterest expense | 2,155,000 | 4,312,000 | 6,376,000 | 8,543,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 50,000 |
| Pretax income | 305,000 | 943,000 | 1,414,000 | 1,489,000 |
| Income tax | 88,000 | 273,000 | 407,000 | 419,000 |
| Net income | 217,000 | 670,000 | 1,007,000 | 1,070,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,979,000 | 35,292,000 | 35,763,000 | 35,555,000 |