Call reports 2019
LIBERTY BANK — 2019
What LIBERTY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 257,234,000 | 262,803,000 | 271,168,000 | 277,243,000 |
| Total loans | 206,959,000 | 201,619,000 | 208,881,000 | 217,736,000 |
| Allowance for loan losses | 2,880,000 | 2,880,000 | 2,880,000 | 2,880,000 |
| Securities available for sale | 23,964,000 | 42,024,000 | 42,536,000 | 47,513,000 |
| Securities held to maturity | 4,470,000 | 4,247,000 | 3,866,000 | 3,522,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,693,000 | 225,772,000 | 233,789,000 | 239,420,000 |
| Interest-bearing deposits | 163,664,000 | 167,690,000 | 174,464,000 | 176,917,000 |
| Noninterest-bearing deposits | 57,029,000 | 58,082,000 | 59,325,000 | 62,503,000 |
| Equity capital | 35,519,000 | 35,630,000 | 35,763,000 | 35,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,793,000 | 5,690,000 | 8,538,000 | 11,399,000 |
| Interest expense | 199,000 | 475,000 | 815,000 | 1,191,000 |
| Net interest income | 2,594,000 | 5,215,000 | 7,723,000 | 10,208,000 |
| Noninterest income | 110,000 | 243,000 | 369,000 | 492,000 |
| Noninterest expense | 2,167,000 | 4,215,000 | 6,229,000 | 8,799,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 537,000 | 1,243,000 | 1,863,000 | 1,901,000 |
| Income tax | 168,000 | 389,000 | 537,000 | 530,000 |
| Net income | 369,000 | 854,000 | 1,326,000 | 1,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,693,000 | 34,999,000 | 35,295,000 | 34,675,000 |
| Total capital | 37,621,000 | 38,029,000 | 38,325,000 | 37,705,000 |
| Risk-weighted assets | 234,155,000 | 245,716,000 | 250,641,000 | 267,797,000 |