Call reports 2018
LIBERTY BANK — 2018
What LIBERTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 274,506,000 | 260,331,000 | 265,599,000 | 256,198,000 |
| Total loans | 191,783,000 | 197,892,000 | 211,467,000 | 211,160,000 |
| Allowance for loan losses | 2,880,000 | 2,880,000 | 2,880,000 | 2,880,000 |
| Securities available for sale | 67,476,000 | 45,782,000 | 39,408,000 | 30,728,000 |
| Securities held to maturity | 6,588,000 | 6,195,000 | 5,854,000 | 5,513,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,590,000 | 223,103,000 | 223,477,000 | 217,579,000 |
| Interest-bearing deposits | 175,955,000 | 163,436,000 | 160,865,000 | 157,609,000 |
| Noninterest-bearing deposits | 58,635,000 | 59,667,000 | 62,612,000 | 59,970,000 |
| Equity capital | 35,364,000 | 35,863,000 | 35,825,000 | 35,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,822,000 | 5,545,000 | 8,332,000 | 11,147,000 |
| Interest expense | 139,000 | 301,000 | 445,000 | 603,000 |
| Net interest income | 2,683,000 | 5,244,000 | 7,887,000 | 10,544,000 |
| Noninterest income | 112,000 | 228,000 | 358,000 | 468,000 |
| Noninterest expense | 2,149,000 | 4,203,000 | 6,339,000 | 9,040,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 646,000 | 1,269,000 | 1,906,000 | 1,972,000 |
| Income tax | 200,000 | 387,000 | 564,000 | 552,000 |
| Net income | 446,000 | 882,000 | 1,342,000 | 1,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,696,000 | 34,966,000 | 35,052,000 | 34,157,000 |
| Total capital | 37,726,000 | 37,996,000 | 38,082,000 | 37,187,000 |
| Risk-weighted assets | 269,063,000 | 253,550,000 | 257,793,000 | 246,792,000 |