Call reports 2017
LIBERTY BANK — 2017
What LIBERTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 276,000,000 | 276,278,000 | 274,865,000 | 279,352,000 |
| Total loans | 189,720,000 | 195,876,000 | 194,176,000 | 185,496,000 |
| Allowance for loan losses | 2,648,000 | 2,648,000 | 2,797,000 | 2,797,000 |
| Securities available for sale | 66,869,000 | 63,273,000 | 62,620,000 | 70,400,000 |
| Securities held to maturity | 6,710,000 | 6,449,000 | 6,966,000 | 6,632,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,029,000 | 239,508,000 | 238,057,000 | 243,363,000 |
| Interest-bearing deposits | 179,860,000 | 175,294,000 | 172,994,000 | 179,871,000 |
| Noninterest-bearing deposits | 60,169,000 | 64,214,000 | 65,063,000 | 63,492,000 |
| Equity capital | 34,720,000 | 35,073,000 | 35,406,000 | 35,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,578,000 | 5,225,000 | 7,939,000 | 10,619,000 |
| Interest expense | 140,000 | 281,000 | 422,000 | 562,000 |
| Net interest income | 2,438,000 | 4,944,000 | 7,517,000 | 10,057,000 |
| Noninterest income | 143,000 | 264,000 | 383,000 | 508,000 |
| Noninterest expense | 2,095,000 | 4,161,000 | 6,196,000 | 8,812,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 150,000 |
| Pretax income | 486,000 | 1,047,000 | 1,554,000 | 1,603,000 |
| Income tax | 194,000 | 407,000 | 602,000 | 884,000 |
| Net income | 292,000 | 640,000 | 952,000 | 719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,048,000 | 33,610,000 | 34,116,000 | 34,019,000 |
| Total capital | 35,996,000 | 36,558,000 | 37,063,000 | 36,966,000 |
| Risk-weighted assets | 272,908,000 | 273,824,000 | 272,264,000 | 266,581,000 |