Call reports 2014
LIBERTY BANK — 2014
What LIBERTY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 229,540,000 | 225,916,000 | 237,769,000 | 235,848,000 |
| Total loans | 136,717,000 | 140,528,000 | 143,265,000 | 156,433,000 |
| Allowance for loan losses | 4,049,000 | 4,081,000 | 3,116,000 | 3,148,000 |
| Securities available for sale | 74,599,000 | 60,931,000 | 65,364,000 | 60,693,000 |
| Securities held to maturity | 8,808,000 | 8,713,000 | 8,301,000 | 9,045,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,715,000 | 196,240,000 | 207,028,000 | 197,975,000 |
| Interest-bearing deposits | 153,201,000 | 153,401,000 | 160,542,000 | 155,562,000 |
| Noninterest-bearing deposits | 39,514,000 | 42,839,000 | 46,486,000 | 42,412,000 |
| Equity capital | 28,800,000 | 28,897,000 | 29,993,000 | 29,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,945,000 | 3,949,000 | 6,038,000 | 8,125,000 |
| Interest expense | 146,000 | 292,000 | 431,000 | 563,000 |
| Net interest income | 1,799,000 | 3,657,000 | 5,607,000 | 7,562,000 |
| Noninterest income | 132,000 | 253,000 | 375,000 | 536,000 |
| Noninterest expense | 1,964,000 | 3,888,000 | 5,849,000 | 7,786,000 |
| Provision for loan losses | 0 | 0 | -1,000,000 | -1,000,000 |
| Pretax income | -33,000 | 22,000 | 1,133,000 | 1,312,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -33,000 | 22,000 | 1,133,000 | 1,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,788,000 | 28,843,000 | 29,954,000 | 29,984,000 |
| Total capital | 31,446,000 | 31,350,000 | 32,547,000 | 32,689,000 |
| Risk-weighted assets | 211,129,000 | 198,855,000 | 206,812,000 | 215,870,000 |