Call reports 2013
LIBERTY BANK — 2013
What LIBERTY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 214,706,000 | 214,916,000 | 223,014,000 | 218,953,000 |
| Total loans | 128,555,000 | 130,506,000 | 139,713,000 | 132,355,000 |
| Allowance for loan losses | 5,610,000 | 5,339,000 | 5,713,000 | 4,019,000 |
| Securities available for sale | 62,354,000 | 57,617,000 | 56,692,000 | 63,419,000 |
| Securities held to maturity | 9,445,000 | 9,331,000 | 9,361,000 | 8,153,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,107,000 | 187,107,000 | 195,233,000 | 189,316,000 |
| Interest-bearing deposits | 149,524,000 | 148,212,000 | 153,503,000 | 149,322,000 |
| Noninterest-bearing deposits | 37,583,000 | 38,895,000 | 41,731,000 | 39,994,000 |
| Equity capital | 27,027,000 | 27,033,000 | 27,092,000 | 28,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,942,000 | 3,890,000 | 5,892,000 | 7,917,000 |
| Interest expense | 168,000 | 330,000 | 491,000 | 653,000 |
| Net interest income | 1,774,000 | 3,560,000 | 5,401,000 | 7,264,000 |
| Noninterest income | 158,000 | 356,000 | 505,000 | 657,000 |
| Noninterest expense | 1,914,000 | 3,858,000 | 5,807,000 | 7,766,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,700,000 |
| Pretax income | 18,000 | 58,000 | 99,000 | 1,855,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 18,000 | 58,000 | 99,000 | 1,855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,985,000 | 27,024,000 | 27,065,000 | 28,821,000 |
| Total capital | 29,374,000 | 29,395,000 | 29,546,000 | 31,291,000 |
| Risk-weighted assets | 187,843,000 | 186,643,000 | 195,153,000 | 195,981,000 |