Call reports 2012
LIBERTY BANK — 2012
What LIBERTY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 217,855,000 | 231,750,000 | 211,935,000 | 214,200,000 |
| Total loans | 119,881,000 | 128,159,000 | 128,209,000 | 128,234,000 |
| Allowance for loan losses | 5,318,000 | 6,505,000 | 7,044,000 | 5,599,000 |
| Securities available for sale | 65,749,000 | 81,915,000 | 58,686,000 | 57,981,000 |
| Securities held to maturity | 9,124,000 | 10,547,000 | 10,156,000 | 9,439,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,883,000 | 184,147,000 | 187,421,000 | 183,568,000 |
| Interest-bearing deposits | 156,827,000 | 145,434,000 | 147,140,000 | 143,009,000 |
| Noninterest-bearing deposits | 36,056,000 | 38,713,000 | 40,281,000 | 40,559,000 |
| Equity capital | 24,344,000 | 24,066,000 | 24,009,000 | 27,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,026,000 | 4,083,000 | 6,049,000 | 8,333,000 |
| Interest expense | 237,000 | 459,000 | 659,000 | 840,000 |
| Net interest income | 1,789,000 | 3,624,000 | 5,390,000 | 7,493,000 |
| Noninterest income | 200,000 | 369,000 | 545,000 | 701,000 |
| Noninterest expense | 2,293,000 | 4,635,000 | 6,703,000 | 8,844,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,500,000 |
| Pretax income | -304,000 | -642,000 | -768,000 | 850,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -304,000 | -642,000 | -768,000 | 850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,309,000 | 24,024,000 | 23,897,000 | 26,965,000 |
| Total capital | 26,768,000 | 26,642,000 | 26,193,000 | 29,276,000 |
| Risk-weighted assets | 193,808,000 | 205,485,000 | 178,854,000 | 181,494,000 |