Call reports 2002
LIBERTY BANK — 2002
What LIBERTY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 118,980,000 | 117,826,000 | 119,392,000 | 122,458,000 |
| Total loans | 74,706,000 | 75,370,000 | 78,797,000 | 84,445,000 |
| Allowance for loan losses | 1,153,000 | 1,183,000 | 1,207,000 | 1,154,000 |
| Securities available for sale | 14,076,000 | 16,353,000 | 14,837,000 | 12,669,000 |
| Securities held to maturity | 19,149,000 | 15,887,000 | 17,074,000 | 14,108,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,246,000 | 106,091,000 | 107,596,000 | 110,673,000 |
| Interest-bearing deposits | 83,290,000 | 84,309,000 | 84,484,000 | 87,908,000 |
| Noninterest-bearing deposits | 23,956,000 | 21,781,000 | 23,112,000 | 22,765,000 |
| Equity capital | 11,150,000 | 11,257,000 | 11,370,000 | 11,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,728,000 | 3,451,000 | 5,132,000 | 6,807,000 |
| Interest expense | 371,000 | 729,000 | 1,104,000 | 1,418,000 |
| Net interest income | 1,357,000 | 2,722,000 | 4,028,000 | 5,389,000 |
| Noninterest income | 121,000 | 234,000 | 350,000 | 467,000 |
| Noninterest expense | 1,116,000 | 2,328,000 | 3,392,000 | 4,479,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 90,000 |
| Pretax income | 332,000 | 568,000 | 896,000 | 1,208,000 |
| Income tax | 149,000 | 251,000 | 389,000 | 444,000 |
| Net income | 183,000 | 317,000 | 507,000 | 764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,129,000 | 11,212,000 | 11,349,000 | 11,543,000 |
| Total capital | 12,282,000 | 12,395,000 | 12,556,000 | 12,697,000 |
| Risk-weighted assets | 103,154,000 | 100,007,000 | 105,207,000 | 108,841,000 |