Call reports 2001
LIBERTY BANK — 2001
What LIBERTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 113,423,000 | 109,414,000 | 114,221,000 | 114,680,000 |
| Total loans | 75,059,000 | 73,330,000 | 71,097,000 | 72,658,000 |
| Allowance for loan losses | 1,052,000 | 1,082,000 | 1,107,000 | 1,136,000 |
| Securities available for sale | 15,202,000 | 13,842,000 | 16,209,000 | 10,777,000 |
| Securities held to maturity | 13,121,000 | 13,843,000 | 17,698,000 | 21,658,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,029,000 | 97,878,000 | 102,651,000 | 103,095,000 |
| Interest-bearing deposits | 81,431,000 | 77,428,000 | 81,669,000 | 80,261,000 |
| Noninterest-bearing deposits | 20,598,000 | 20,451,000 | 20,982,000 | 22,835,000 |
| Equity capital | 10,557,000 | 10,833,000 | 10,933,000 | 11,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,238,000 | 4,397,000 | 6,432,000 | 8,310,000 |
| Interest expense | 897,000 | 1,690,000 | 2,358,000 | 2,850,000 |
| Net interest income | 1,341,000 | 2,707,000 | 4,074,000 | 5,460,000 |
| Noninterest income | 118,000 | 242,000 | 354,000 | 472,000 |
| Noninterest expense | 1,092,000 | 2,154,000 | 3,232,000 | 4,325,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 327,000 | 720,000 | 1,091,000 | 1,470,000 |
| Income tax | 148,000 | 326,000 | 493,000 | 662,000 |
| Net income | 179,000 | 394,000 | 598,000 | 808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,448,000 | 10,761,000 | 10,857,000 | 11,015,000 |
| Total capital | 11,500,000 | 11,843,000 | 11,964,000 | 12,151,000 |
| Risk-weighted assets | 101,467,000 | 97,117,000 | 98,602,000 | 95,504,000 |