Call reports 2025
FINEMARK NATIONAL BANK & TRUST — 2025
What FINEMARK NATIONAL BANK & TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,964,325,000 | 3,887,061,000 | 3,929,191,000 | 3,929,653,000 |
| Total loans | 2,642,554,000 | 2,651,667,000 | 2,688,266,000 | 2,717,116,000 |
| Allowance for loan losses | 23,128,000 | 23,114,000 | 23,082,000 | 22,828,000 |
| Securities available for sale | 716,146,000 | 678,558,000 | 590,086,000 | 477,411,000 |
| Securities held to maturity | 79,944,000 | 78,912,000 | 74,141,000 | 71,545,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,138,508,000 | 3,070,929,000 | 3,086,849,000 | 3,117,559,000 |
| Interest-bearing deposits | 2,662,638,000 | 2,602,339,000 | 2,632,026,000 | 2,677,495,000 |
| Noninterest-bearing deposits | 475,870,000 | 468,590,000 | 454,823,000 | 440,064,000 |
| Equity capital | 385,476,000 | 394,333,000 | 407,375,000 | 379,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 42,943,000 | 86,097,000 | 129,968,000 | 173,695,000 |
| Interest expense | 25,582,000 | 50,615,000 | 75,851,000 | 99,507,000 |
| Net interest income | 17,361,000 | 35,482,000 | 54,117,000 | 74,188,000 |
| Noninterest income | 10,646,000 | 21,369,000 | 32,428,000 | 43,749,000 |
| Noninterest expense | 21,995,000 | 44,523,000 | 67,131,000 | 100,491,000 |
| Provision for loan losses | -238,000 | -238,000 | -273,000 | -531,000 |
| Pretax income | 6,012,000 | 12,328,000 | 19,414,000 | 17,345,000 |
| Income tax | 1,427,000 | 2,703,000 | 4,401,000 | 2,219,000 |
| Net income | 4,585,000 | 9,625,000 | 15,013,000 | 15,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 412,920,000 | 419,185,000 | 425,753,000 | 410,004,000 |
| Total capital | 436,048,000 | 442,299,000 | 448,835,000 | 432,832,000 |
| Risk-weighted assets | 2,276,887,000 | 2,252,234,000 | 2,251,052,000 | 2,243,980,000 |