Call reports 2016
FINEMARK NATIONAL BANK & TRUST — 2016
What FINEMARK NATIONAL BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,206,996,000 | 1,262,341,000 | 1,309,997,000 | 1,368,294,000 |
| Total loans | 825,592,000 | 881,439,000 | 922,721,000 | 996,985,000 |
| Allowance for loan losses | 9,488,000 | 10,141,000 | 10,692,000 | 11,147,000 |
| Securities available for sale | 300,500,000 | 317,109,000 | 311,549,000 | 304,253,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,013,361,000 | 997,755,000 | 1,061,149,000 | 1,116,697,000 |
| Interest-bearing deposits | 870,965,000 | 854,623,000 | 912,237,000 | 956,316,000 |
| Noninterest-bearing deposits | 142,396,000 | 143,132,000 | 148,912,000 | 160,381,000 |
| Equity capital | 103,567,000 | 116,947,000 | 119,111,000 | 118,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,443,000 | 19,404,000 | 29,527,000 | 40,084,000 |
| Interest expense | 1,235,000 | 2,555,000 | 3,955,000 | 5,307,000 |
| Net interest income | 8,208,000 | 16,849,000 | 25,572,000 | 34,777,000 |
| Noninterest income | 3,154,000 | 6,388,000 | 9,990,000 | 13,472,000 |
| Noninterest expense | 8,123,000 | 16,528,000 | 24,781,000 | 33,919,000 |
| Provision for loan losses | 516,000 | 1,169,000 | 1,731,000 | 2,186,000 |
| Pretax income | 3,055,000 | 6,161,000 | 10,013,000 | 13,107,000 |
| Income tax | 1,105,000 | 2,176,000 | 3,536,000 | 4,538,000 |
| Net income | 1,950,000 | 3,985,000 | 6,477,000 | 8,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,404,000 | 115,543,000 | 118,129,000 | 120,343,000 |
| Total capital | 112,498,000 | 125,142,000 | 128,155,000 | 131,273,000 |
| Risk-weighted assets | 727,098,000 | 767,368,000 | 801,385,000 | 874,198,000 |