Call reports 2015
FINEMARK NATIONAL BANK & TRUST — 2015
What FINEMARK NATIONAL BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 934,596,000 | 963,656,000 | 1,023,578,000 | 1,110,743,000 |
| Total loans | 671,027,000 | 708,267,000 | 748,668,000 | 803,825,000 |
| Allowance for loan losses | 7,537,000 | 7,712,000 | 8,201,000 | 8,848,000 |
| Securities available for sale | 202,092,000 | 210,984,000 | 211,211,000 | 252,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 761,303,000 | 792,205,000 | 838,099,000 | 915,016,000 |
| Interest-bearing deposits | 659,281,000 | 691,647,000 | 719,289,000 | 766,449,000 |
| Noninterest-bearing deposits | 102,022,000 | 100,558,000 | 118,810,000 | 148,567,000 |
| Equity capital | 73,883,000 | 76,548,000 | 79,699,000 | 100,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,502,000 | 15,462,000 | 23,785,000 | 32,862,000 |
| Interest expense | 1,069,000 | 2,155,000 | 3,303,000 | 4,592,000 |
| Net interest income | 6,433,000 | 13,307,000 | 20,482,000 | 28,270,000 |
| Noninterest income | 2,652,000 | 6,057,000 | 8,988,000 | 11,939,000 |
| Noninterest expense | 6,508,000 | 13,616,000 | 20,852,000 | 28,644,000 |
| Provision for loan losses | 614,000 | 1,026,000 | 1,515,000 | 2,162,000 |
| Pretax income | 2,091,000 | 4,850,000 | 7,323,000 | 9,623,000 |
| Income tax | 774,000 | 1,754,000 | 2,611,000 | 3,425,000 |
| Net income | 1,317,000 | 3,096,000 | 4,712,000 | 6,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,783,000 | 77,126,000 | 79,803,000 | 101,352,000 |
| Total capital | 81,320,000 | 84,577,000 | 87,799,000 | 110,176,000 |
| Risk-weighted assets | 571,659,000 | 595,796,000 | 639,437,000 | 705,877,000 |