Call reports 2014
FINEMARK NATIONAL BANK & TRUST — 2014
What FINEMARK NATIONAL BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 741,140,000 | 767,526,000 | 836,243,000 | 886,033,000 |
| Total loans | 497,764,000 | 547,615,000 | 596,141,000 | 630,520,000 |
| Allowance for loan losses | 5,483,000 | 6,168,000 | 6,827,000 | 6,923,000 |
| Securities available for sale | 179,642,000 | 176,089,000 | 191,373,000 | 203,092,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 597,906,000 | 618,869,000 | 656,676,000 | 714,188,000 |
| Interest-bearing deposits | 505,938,000 | 536,294,000 | 558,737,000 | 614,091,000 |
| Noninterest-bearing deposits | 91,969,000 | 82,575,000 | 97,939,000 | 100,096,000 |
| Equity capital | 58,366,000 | 63,813,000 | 64,838,000 | 71,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,707,000 | 11,773,000 | 18,422,000 | 25,678,000 |
| Interest expense | 986,000 | 1,987,000 | 3,007,000 | 4,081,000 |
| Net interest income | 4,721,000 | 9,786,000 | 15,415,000 | 21,597,000 |
| Noninterest income | 2,122,000 | 5,004,000 | 7,551,000 | 10,242,000 |
| Noninterest expense | 5,773,000 | 11,680,000 | 17,504,000 | 24,209,000 |
| Provision for loan losses | 282,000 | 967,000 | 1,626,000 | 2,192,000 |
| Pretax income | 1,074,000 | 2,560,000 | 4,253,000 | 6,004,000 |
| Income tax | 405,000 | 932,000 | 1,492,000 | 2,082,000 |
| Net income | 669,000 | 1,628,000 | 2,761,000 | 3,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,974,000 | 63,990,000 | 65,171,000 | 71,398,000 |
| Total capital | 64,451,000 | 69,915,000 | 71,643,000 | 78,169,000 |
| Risk-weighted assets | 438,153,000 | 474,119,000 | 517,912,000 | 541,545,000 |