Call reports 2013
FINEMARK NATIONAL BANK & TRUST — 2013
What FINEMARK NATIONAL BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 579,819,000 | 618,077,000 | 674,823,000 | 717,990,000 |
| Total loans | 382,088,000 | 421,421,000 | 452,649,000 | 472,214,000 |
| Allowance for loan losses | 3,798,000 | 4,435,000 | 4,825,000 | 5,201,000 |
| Securities available for sale | 139,339,000 | 156,654,000 | 187,067,000 | 179,806,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 448,368,000 | 482,020,000 | 525,057,000 | 574,449,000 |
| Interest-bearing deposits | 446,014,000 | 476,532,000 | 452,694,000 | 492,271,000 |
| Noninterest-bearing deposits | 2,354,000 | 5,488,000 | 72,363,000 | 82,178,000 |
| Equity capital | 45,311,000 | 47,669,000 | 54,171,000 | 57,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,491,000 | 9,259,000 | 14,334,000 | 19,858,000 |
| Interest expense | 888,000 | 1,803,000 | 2,764,000 | 3,764,000 |
| Net interest income | 3,603,000 | 7,456,000 | 11,570,000 | 16,094,000 |
| Noninterest income | 1,313,000 | 2,834,000 | 4,610,000 | 6,495,000 |
| Noninterest expense | 4,077,000 | 8,466,000 | 13,387,000 | 18,737,000 |
| Provision for loan losses | 190,000 | 827,000 | 1,258,000 | 1,634,000 |
| Pretax income | 1,254,000 | 1,765,000 | 2,324,000 | 3,210,000 |
| Income tax | 466,000 | 639,000 | 805,000 | 1,101,000 |
| Net income | 788,000 | 1,126,000 | 1,519,000 | 2,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,070,000 | 48,689,000 | 55,130,000 | 58,267,000 |
| Total capital | 48,868,000 | 53,124,000 | 59,955,000 | 63,359,000 |
| Risk-weighted assets | 338,930,000 | 383,913,000 | 397,019,000 | 407,292,000 |