Call reports 2012
FINEMARK NATIONAL BANK & TRUST — 2012
What FINEMARK NATIONAL BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 460,540,000 | 473,394,000 | 502,490,000 | 525,002,000 |
| Total loans | 230,173,000 | 266,110,000 | 314,474,000 | 361,985,000 |
| Allowance for loan losses | 3,312,000 | 3,333,000 | 3,408,000 | 3,608,000 |
| Securities available for sale | 187,419,000 | 175,061,000 | 133,472,000 | 124,763,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 357,035,000 | 338,993,000 | 349,124,000 | 397,242,000 |
| Interest-bearing deposits | 351,370,000 | 335,461,000 | 347,949,000 | 372,486,000 |
| Noninterest-bearing deposits | 5,665,000 | 3,532,000 | 1,175,000 | 24,756,000 |
| Equity capital | 40,191,000 | 40,686,000 | 41,642,000 | 41,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,624,000 | 7,350,000 | 11,214,000 | 15,457,000 |
| Interest expense | 875,000 | 1,723,000 | 2,622,000 | 3,505,000 |
| Net interest income | 2,749,000 | 5,627,000 | 8,592,000 | 11,952,000 |
| Noninterest income | 1,074,000 | 2,214,000 | 3,463,000 | 4,726,000 |
| Noninterest expense | 3,569,000 | 7,257,000 | 10,856,000 | 14,628,000 |
| Provision for loan losses | 128,000 | 504,000 | 579,000 | 779,000 |
| Pretax income | 707,000 | 1,405,000 | 3,027,000 | 3,872,000 |
| Income tax | 242,000 | 488,000 | 1,085,000 | 1,398,000 |
| Net income | 465,000 | 917,000 | 1,942,000 | 2,474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,102,000 | 39,680,000 | 40,777,000 | 41,382,000 |
| Total capital | 42,402,000 | 43,013,000 | 44,185,000 | 44,990,000 |
| Risk-weighted assets | 263,986,000 | 274,150,000 | 298,062,000 | 322,876,000 |