Call reports 2009
FINEMARK NATIONAL BANK & TRUST — 2009
What FINEMARK NATIONAL BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 154,253,000 | 172,509,000 | 196,816,000 | 220,555,000 |
| Total loans | 95,223,000 | 102,759,000 | 108,535,000 | 115,876,000 |
| Allowance for loan losses | 1,390,000 | 1,542,000 | 2,172,000 | 2,868,000 |
| Securities available for sale | 40,402,000 | 41,906,000 | 63,154,000 | 76,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,876,000 | 116,174,000 | 141,306,000 | 154,231,000 |
| Interest-bearing deposits | 97,816,000 | 107,122,000 | 127,764,000 | 137,107,000 |
| Noninterest-bearing deposits | 7,060,000 | 9,053,000 | 13,543,000 | 17,125,000 |
| Equity capital | 28,886,000 | 28,679,000 | 28,448,000 | 27,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,508,000 | 3,200,000 | 5,025,000 | 7,012,000 |
| Interest expense | 609,000 | 1,253,000 | 1,941,000 | 2,681,000 |
| Net interest income | 899,000 | 1,947,000 | 3,084,000 | 4,331,000 |
| Noninterest income | 182,000 | 473,000 | 849,000 | 1,314,000 |
| Noninterest expense | 1,376,000 | 3,184,000 | 5,104,000 | 7,072,000 |
| Provision for loan losses | 197,000 | 348,000 | 978,000 | 1,675,000 |
| Pretax income | -483,000 | -945,000 | -1,418,000 | -2,010,000 |
| Income tax | -165,000 | -327,000 | -503,000 | -719,000 |
| Net income | -318,000 | -618,000 | -915,000 | -1,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,584,000 | 26,193,000 | 25,775,000 | 24,978,000 |
| Total capital | 27,890,000 | 27,565,000 | 27,300,000 | 26,558,000 |
| Risk-weighted assets | 104,388,000 | 109,671,000 | 121,322,000 | 125,146,000 |