Call reports 2001
BOWEN STATE BANK — 2001
What BOWEN STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 15,163,000 | 15,277,000 | 16,158,000 | 16,613,000 |
| Total loans | 9,205,000 | 9,628,000 | 10,440,000 | 10,937,000 |
| Allowance for loan losses | 96,000 | 96,000 | 96,000 | 95,000 |
| Securities available for sale | 4,640,000 | 4,720,000 | 4,761,000 | 4,272,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,137,000 | 13,193,000 | 13,500,000 | 14,414,000 |
| Interest-bearing deposits | 11,831,000 | 11,857,000 | 12,201,000 | 12,057,000 |
| Noninterest-bearing deposits | 1,306,000 | 1,336,000 | 1,299,000 | 2,357,000 |
| Equity capital | 1,822,000 | 1,854,000 | 1,956,000 | 1,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 280,000 | 562,000 | 859,000 | 1,156,000 |
| Interest expense | 138,000 | 269,000 | 394,000 | 502,000 |
| Net interest income | 142,000 | 293,000 | 465,000 | 654,000 |
| Noninterest income | 18,000 | 35,000 | 52,000 | 62,000 |
| Noninterest expense | 113,000 | 221,000 | 335,000 | 469,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 47,000 | 107,000 | 182,000 | 247,000 |
| Income tax | 9,000 | 22,000 | 40,000 | 53,000 |
| Net income | 38,000 | 85,000 | 142,000 | 194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,751,000 | 1,798,000 | 1,855,000 | 1,807,000 |
| Total capital | 1,847,000 | 1,894,000 | 1,951,000 | 1,902,000 |
| Risk-weighted assets | 10,353,000 | 10,557,000 | 11,547,000 | 11,406,000 |