Call reports 2026
FIRST NATIONAL BANK OF SOUTH PADRE ISLAND — 2026
What FIRST NATIONAL BANK OF SOUTH PADRE ISLAND reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 81,747,000 | 78,242,000 |
| Total loans | 39,799,000 | 39,017,000 |
| Allowance for loan losses | 589,000 | 598,000 |
| Securities available for sale | 22,244,000 | 21,315,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 70,501,000 | 67,127,000 |
| Interest-bearing deposits | 40,755,000 | 37,857,000 |
| Noninterest-bearing deposits | 29,746,000 | 29,271,000 |
| Equity capital | 11,125,000 | 10,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,071,000 | 2,167,000 |
| Interest expense | 107,000 | 211,000 |
| Net interest income | 964,000 | 1,956,000 |
| Noninterest income | 26,000 | 43,000 |
| Noninterest expense | 533,000 | 1,080,000 |
| Provision for loan losses | 9,000 | 18,000 |
| Pretax income | 448,000 | 901,000 |
| Income tax | 0 | 0 |
| Net income | 448,000 | 901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 11,030,000 | 11,076,000 |