Call reports 2022
FIRST NATIONAL BANK OF SOUTH PADRE ISLAND — 2022
What FIRST NATIONAL BANK OF SOUTH PADRE ISLAND reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 93,503,000 | 93,528,000 | 90,770,000 | 90,593,000 |
| Total loans | 26,869,000 | 28,327,000 | 28,000,000 | 27,624,000 |
| Allowance for loan losses | 567,000 | 572,000 | 575,000 | 575,000 |
| Securities available for sale | 5,917,000 | 7,245,000 | 13,041,000 | 16,509,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,602,000 | 86,683,000 | 83,837,000 | 83,283,000 |
| Interest-bearing deposits | 47,350,000 | 47,802,000 | 44,553,000 | 48,879,000 |
| Noninterest-bearing deposits | 39,252,000 | 38,881,000 | 39,284,000 | 34,404,000 |
| Equity capital | 6,811,000 | 6,745,000 | 6,805,000 | 7,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 487,000 | 1,000,000 | 1,668,000 | 2,489,000 |
| Interest expense | 16,000 | 30,000 | 44,000 | 69,000 |
| Net interest income | 471,000 | 970,000 | 1,624,000 | 2,420,000 |
| Noninterest income | 28,000 | 49,000 | 63,000 | 85,000 |
| Noninterest expense | 407,000 | 836,000 | 1,286,000 | 1,763,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 92,000 | 183,000 | 401,000 | 742,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 92,000 | 183,000 | 401,000 | 742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,009,000 | 7,100,000 | 7,318,000 | 7,659,000 |
| Total capital | 7,369,000 | 7,653,000 | 7,737,000 | 8,074,000 |
| Risk-weighted assets | 28,623,000 | 44,217,000 | 33,371,000 | 33,068,000 |