Call reports 2021
FIRST NATIONAL BANK OF SOUTH PADRE ISLAND — 2021
What FIRST NATIONAL BANK OF SOUTH PADRE ISLAND reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 72,719,000 | 83,799,000 | 90,583,000 | 87,305,000 |
| Total loans | 26,015,000 | 28,355,000 | 27,564,000 | 27,169,000 |
| Allowance for loan losses | 563,000 | 563,000 | 563,000 | 563,000 |
| Securities available for sale | 2,734,000 | 2,683,000 | 3,164,000 | 4,596,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,871,000 | 76,846,000 | 83,574,000 | 80,354,000 |
| Interest-bearing deposits | 39,841,000 | 46,546,000 | 49,783,000 | 46,983,000 |
| Noninterest-bearing deposits | 26,030,000 | 30,300,000 | 33,791,000 | 33,371,000 |
| Equity capital | 6,789,000 | 6,862,000 | 6,893,000 | 6,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 425,000 | 931,000 | 1,367,000 | 1,799,000 |
| Interest expense | 30,000 | 58,000 | 81,000 | 99,000 |
| Net interest income | 395,000 | 873,000 | 1,286,000 | 1,700,000 |
| Noninterest income | 26,000 | 47,000 | 70,000 | 88,000 |
| Noninterest expense | 388,000 | 809,000 | 1,212,000 | 1,605,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 33,000 | 111,000 | 144,000 | 183,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 33,000 | 111,000 | 144,000 | 183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,767,000 | 6,846,000 | 6,878,000 | 6,918,000 |