Call reports 2018
FIRST NATIONAL BANK OF SOUTH PADRE ISLAND — 2018
What FIRST NATIONAL BANK OF SOUTH PADRE ISLAND reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 57,262,000 | 57,548,000 | 58,398,000 | 57,549,000 |
| Total loans | 33,005,000 | 34,346,000 | 32,936,000 | 31,159,000 |
| Allowance for loan losses | 521,000 | 531,000 | 536,000 | 536,000 |
| Securities available for sale | 8,555,000 | 8,501,000 | 7,737,000 | 6,713,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,561,000 | 50,735,000 | 51,431,000 | 50,516,000 |
| Interest-bearing deposits | 35,159,000 | 34,821,000 | 33,869,000 | 33,670,000 |
| Noninterest-bearing deposits | 15,402,000 | 15,914,000 | 17,562,000 | 16,846,000 |
| Equity capital | 6,659,000 | 6,769,000 | 6,895,000 | 7,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 555,000 | 1,148,000 | 1,749,000 | 2,359,000 |
| Interest expense | 31,000 | 64,000 | 97,000 | 148,000 |
| Net interest income | 524,000 | 1,084,000 | 1,652,000 | 2,211,000 |
| Noninterest income | 32,000 | 63,000 | 88,000 | 117,000 |
| Noninterest expense | 407,000 | 838,000 | 1,262,000 | 1,691,000 |
| Provision for loan losses | 10,000 | 20,000 | 25,000 | 25,000 |
| Pretax income | 139,000 | 289,000 | 453,000 | 612,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 139,000 | 289,000 | 453,000 | 612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,740,000 | 6,855,000 | 6,984,000 | 7,066,000 |
| Total capital | 7,085,000 | 7,205,000 | 7,329,000 | 7,396,000 |
| Risk-weighted assets | 27,428,000 | 27,841,000 | 27,423,000 | 26,198,000 |