Call reports 2016

FIRST NATIONAL BANK OF SOUTH PADRE ISLAND — 2016

Name: FIRST NATIONAL BANK OF SOUTH PADRE ISLAND — FFIEC call report 2016
Creator: FIRST NATIONAL BANK OF SOUTH PADRE ISLAND

What FIRST NATIONAL BANK OF SOUTH PADRE ISLAND reported to the FFIEC in 2016, quarter by quarter.

PERIOD: 2016SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/e86e5b30-f40a-4bf8-9455-3ae4e1da9caf/2016

Balance sheet

What the bank holds and owes at quarter end

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Total assets	60,627,000	61,051,000	62,970,000	60,442,000
Total loans	28,120,000	29,967,000	31,673,000	32,017,000
Allowance for loan losses	487,000	504,000	521,000	535,000
Securities available for sale	15,204,000	13,388,000	11,746,000	10,999,000
Securities held to maturity	126,000	126,000	126,000	126,000
Trading assets	0	0	0	0
Total deposits	54,468,000	54,783,000	56,649,000	54,276,000
Interest-bearing deposits	38,751,000	37,854,000	38,051,000	38,607,000
Noninterest-bearing deposits	15,717,000	16,929,000	18,598,000	15,669,000
Equity capital	6,121,000	6,225,000	6,259,000	6,139,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Interest income	511,000	1,040,000	1,604,000	2,142,000
Interest expense	30,000	59,000	90,000	122,000
Net interest income	481,000	981,000	1,514,000	2,020,000
Noninterest income	37,000	65,000	96,000	149,000
Noninterest expense	397,000	800,000	1,229,000	1,631,000
Provision for loan losses	10,000	20,000	30,000	45,000
Pretax income	111,000	235,000	377,000	520,000
Income tax	0	0	0	0
Net income	111,000	235,000	377,000	520,000

Basel measures — not reported for every quarter

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Tier 1 capital	5,939,000	6,008,000	6,089,000	6,113,000
Total capital	6,274,000	6,360,000	6,451,000	6,472,000
Risk-weighted assets	26,656,000	28,074,000	28,861,000	28,609,000