Call reports 2012
FIRST NATIONAL BANK OF SOUTH PADRE ISLAND — 2012
What FIRST NATIONAL BANK OF SOUTH PADRE ISLAND reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 59,173,000 | 60,557,000 | 58,350,000 | 56,033,000 |
| Total loans | 28,432,000 | 28,043,000 | 26,606,000 | 24,718,000 |
| Allowance for loan losses | 475,000 | 524,000 | 467,000 | 482,000 |
| Securities available for sale | 18,155,000 | 17,222,000 | 16,978,000 | 16,371,000 |
| Securities held to maturity | 352,000 | 352,000 | 352,000 | 352,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,632,000 | 54,893,000 | 52,572,000 | 50,376,000 |
| Interest-bearing deposits | 41,718,000 | 40,406,000 | 38,541,000 | 37,930,000 |
| Noninterest-bearing deposits | 11,915,000 | 14,487,000 | 14,032,000 | 12,446,000 |
| Equity capital | 5,511,000 | 5,626,000 | 5,716,000 | 5,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 587,000 | 1,156,000 | 1,700,000 | 2,218,000 |
| Interest expense | 78,000 | 155,000 | 218,000 | 280,000 |
| Net interest income | 509,000 | 1,001,000 | 1,482,000 | 1,938,000 |
| Noninterest income | 45,000 | 102,000 | 152,000 | 192,000 |
| Noninterest expense | 345,000 | 709,000 | 1,068,000 | 1,399,000 |
| Provision for loan losses | 75,000 | 175,000 | 285,000 | 300,000 |
| Pretax income | 134,000 | 220,000 | 282,000 | 432,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 134,000 | 220,000 | 282,000 | 432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,017,000 | 5,103,000 | 5,165,000 | 5,210,000 |
| Total capital | 5,353,000 | 5,449,000 | 5,502,000 | 5,536,000 |
| Risk-weighted assets | 27,604,000 | 27,502,000 | 26,861,000 | 25,165,000 |