Call reports 2005

FIRST NATIONAL BANK OF SOUTH PADRE ISLAND — 2005

Name: FIRST NATIONAL BANK OF SOUTH PADRE ISLAND — FFIEC call report 2005
Creator: FIRST NATIONAL BANK OF SOUTH PADRE ISLAND

What FIRST NATIONAL BANK OF SOUTH PADRE ISLAND reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/e86e5b30-f40a-4bf8-9455-3ae4e1da9caf/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	59,060,000	65,000,000	65,866,000	57,628,000
Total loans	24,826,000	24,100,000	24,008,000	25,063,000
Allowance for loan losses	203,000	203,000	229,000	234,000
Securities available for sale	24,814,000	25,620,000	28,402,000	24,993,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	55,179,000	60,612,000	61,349,000	53,070,000
Interest-bearing deposits	42,385,000	47,489,000	46,759,000	42,291,000
Noninterest-bearing deposits	12,794,000	13,123,000	14,590,000	10,779,000
Equity capital	3,858,000	4,351,000	4,474,000	3,961,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	796,000	1,615,000	2,578,000	3,452,000
Interest expense	151,000	366,000	606,000	851,000
Net interest income	645,000	1,249,000	1,972,000	2,601,000
Noninterest income	56,000	100,000	141,000	185,000
Noninterest expense	356,000	734,000	1,116,000	1,539,000
Provision for loan losses	7,000	7,000	69,000	85,000
Pretax income	338,000	608,000	928,000	1,162,000
Income tax	0	0	0	0
Net income	338,000	608,000	928,000	1,162,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	4,350,000	4,410,000	4,731,000	4,574,000
Total capital	4,553,000	4,613,000	4,960,000	4,808,000
Risk-weighted assets	27,751,000	30,324,000	31,191,000	29,840,000