Call reports 2003

FIRST NATIONAL BANK OF SOUTH PADRE ISLAND — 2003

Name: FIRST NATIONAL BANK OF SOUTH PADRE ISLAND — FFIEC call report 2003
Creator: FIRST NATIONAL BANK OF SOUTH PADRE ISLAND

What FIRST NATIONAL BANK OF SOUTH PADRE ISLAND reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/e86e5b30-f40a-4bf8-9455-3ae4e1da9caf/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	55,008,000	55,604,000	58,581,000	57,900,000
Total loans	23,092,000	23,336,000	23,672,000	25,087,000
Allowance for loan losses	163,000	163,000	169,000	182,000
Securities available for sale	20,132,000	21,212,000	21,185,000	22,210,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	50,670,000	51,250,000	54,386,000	53,731,000
Interest-bearing deposits	40,341,000	40,480,000	43,997,000	44,407,000
Noninterest-bearing deposits	10,329,000	10,770,000	10,389,000	9,324,000
Equity capital	4,286,000	4,301,000	4,126,000	4,126,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	744,000	1,495,000	2,220,000	2,950,000
Interest expense	170,000	330,000	471,000	598,000
Net interest income	574,000	1,165,000	1,749,000	2,352,000
Noninterest income	80,000	150,000	232,000	339,000
Noninterest expense	345,000	699,000	1,048,000	1,394,000
Provision for loan losses	5,000	20,000	35,000	50,000
Pretax income	325,000	635,000	949,000	1,351,000
Income tax	0	0	0	0
Net income	325,000	635,000	949,000	1,351,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	3,884,000	3,835,000	4,148,000	4,100,000
Total capital	4,047,000	3,998,000	4,317,000	4,282,000
Risk-weighted assets	28,617,000	28,680,000	29,665,000	30,276,000