Call reports 2002
FIRST NATIONAL BANK OF SOUTH PADRE ISLAND — 2002
What FIRST NATIONAL BANK OF SOUTH PADRE ISLAND reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 48,386,000 | 48,667,000 | 50,973,000 | 50,903,000 |
| Total loans | 19,423,000 | 20,414,000 | 21,243,000 | 22,419,000 |
| Allowance for loan losses | 210,000 | 211,000 | 201,000 | 201,000 |
| Securities available for sale | 19,982,000 | 20,284,000 | 21,354,000 | 21,512,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,839,000 | 44,477,000 | 46,484,000 | 46,846,000 |
| Interest-bearing deposits | 35,207,000 | 35,498,000 | 38,510,000 | 39,737,000 |
| Noninterest-bearing deposits | 9,632,000 | 8,979,000 | 7,974,000 | 7,109,000 |
| Equity capital | 3,483,000 | 4,131,000 | 4,420,000 | 4,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 767,000 | 1,529,000 | 2,290,000 | 3,033,000 |
| Interest expense | 195,000 | 379,000 | 570,000 | 750,000 |
| Net interest income | 572,000 | 1,150,000 | 1,720,000 | 2,283,000 |
| Noninterest income | 76,000 | 143,000 | 209,000 | 277,000 |
| Noninterest expense | 335,000 | 663,000 | 999,000 | 1,344,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 2,000 |
| Pretax income | 312,000 | 638,000 | 1,012,000 | 1,318,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 312,000 | 638,000 | 1,012,000 | 1,318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,784,000 | 3,879,000 | 3,903,000 | 3,560,000 |
| Total capital | 3,994,000 | 4,090,000 | 4,104,000 | 3,761,000 |
| Risk-weighted assets | 24,871,000 | 25,781,000 | 26,185,000 | 27,076,000 |