Call reports 2001
FIRST NATIONAL BANK OF SOUTH PADRE ISLAND — 2001
What FIRST NATIONAL BANK OF SOUTH PADRE ISLAND reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 43,908,000 | 43,075,000 | 46,964,000 | 47,284,000 |
| Total loans | 21,476,000 | 21,339,000 | 20,373,000 | 21,039,000 |
| Allowance for loan losses | 199,000 | 188,000 | 198,000 | 202,000 |
| Securities available for sale | 16,643,000 | 15,713,000 | 16,506,000 | 19,720,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,720,000 | 39,564,000 | 43,331,000 | 43,657,000 |
| Interest-bearing deposits | 31,437,000 | 31,728,000 | 36,041,000 | 36,782,000 |
| Noninterest-bearing deposits | 8,283,000 | 7,836,000 | 7,290,000 | 6,875,000 |
| Equity capital | 4,093,000 | 3,416,000 | 3,534,000 | 3,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 810,000 | 1,585,000 | 2,361,000 | 3,105,000 |
| Interest expense | 364,000 | 717,000 | 1,020,000 | 1,288,000 |
| Net interest income | 446,000 | 868,000 | 1,341,000 | 1,817,000 |
| Noninterest income | 90,000 | 152,000 | 218,000 | 269,000 |
| Noninterest expense | 298,000 | 607,000 | 940,000 | 1,238,000 |
| Provision for loan losses | 10,000 | 25,000 | 35,000 | 42,000 |
| Pretax income | 324,000 | 549,000 | 762,000 | 1,000,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 324,000 | 549,000 | 762,000 | 1,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,801,000 | 3,301,000 | 3,234,000 | 3,472,000 |
| Total capital | 4,000,000 | 3,489,000 | 3,432,000 | 3,674,000 |
| Risk-weighted assets | 25,473,000 | 24,922,000 | 24,756,000 | 25,398,000 |