Call reports 2007
BANK OF VENICE, THE — 2007
What BANK OF VENICE, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 71,801,000 | 75,908,000 | 75,294,000 | 73,661,000 |
| Total loans | 57,206,000 | 53,969,000 | 56,787,000 | 58,743,000 |
| Allowance for loan losses | 667,000 | 667,000 | 668,000 | 676,000 |
| Securities available for sale | 2,318,000 | 2,232,000 | 2,188,000 | 2,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,996,000 | 54,903,000 | 53,782,000 | 51,895,000 |
| Interest-bearing deposits | 49,736,000 | 48,824,000 | 47,579,000 | 46,537,000 |
| Noninterest-bearing deposits | 8,260,000 | 6,079,000 | 6,203,000 | 5,358,000 |
| Equity capital | 8,561,000 | 14,744,000 | 14,802,000 | 14,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,072,000 | 743,000 | 1,821,000 | 2,860,000 |
| Interest expense | 498,000 | 355,000 | 766,000 | 1,220,000 |
| Net interest income | 574,000 | 388,000 | 1,055,000 | 1,640,000 |
| Noninterest income | 42,000 | 35,000 | 75,000 | 109,000 |
| Noninterest expense | 571,000 | 396,000 | 1,060,000 | 1,778,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 45,000 | 27,000 | 70,000 | -39,000 |
| Income tax | 0 | 8,000 | 21,000 | -18,000 |
| Net income | 45,000 | 19,000 | 49,000 | -21,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,607,000 | 8,543,000 | 8,058,000 | 7,906,000 |
| Total capital | 9,236,000 | 9,210,000 | 8,669,000 | 8,546,000 |
| Risk-weighted assets | 50,295,000 | 54,255,000 | 50,019,000 | 51,155,000 |