Call reports 2006
BANK OF VENICE, THE — 2006
What BANK OF VENICE, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 61,167,000 | 61,454,000 | 67,941,000 | 66,298,000 |
| Total loans | 52,277,000 | 55,063,000 | 57,193,000 | 58,519,000 |
| Allowance for loan losses | 573,000 | 644,000 | 673,000 | 667,000 |
| Securities available for sale | 3,053,000 | 2,954,000 | 2,922,000 | 2,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,781,000 | 50,371,000 | 54,170,000 | 52,568,000 |
| Interest-bearing deposits | 44,810,000 | 42,789,000 | 47,166,000 | 44,410,000 |
| Noninterest-bearing deposits | 7,971,000 | 7,582,000 | 7,004,000 | 8,158,000 |
| Equity capital | 8,232,000 | 8,356,000 | 8,489,000 | 8,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 879,000 | 1,830,000 | 2,834,000 | 3,889,000 |
| Interest expense | 295,000 | 636,000 | 1,089,000 | 1,569,000 |
| Net interest income | 584,000 | 1,194,000 | 1,745,000 | 2,320,000 |
| Noninterest income | 27,000 | 58,000 | 84,000 | 122,000 |
| Noninterest expense | 422,000 | 849,000 | 1,310,000 | 1,911,000 |
| Provision for loan losses | 75,000 | 145,000 | 175,000 | 188,000 |
| Pretax income | 114,000 | 258,000 | 344,000 | 343,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 114,000 | 258,000 | 344,000 | 343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,333,000 | 8,477,000 | 8,563,000 | 8,562,000 |
| Total capital | 8,906,000 | 9,079,000 | 9,196,000 | 9,194,000 |
| Risk-weighted assets | 46,542,000 | 48,143,000 | 50,603,000 | 50,538,000 |