Call reports 2005
BANK OF VENICE, THE — 2005
What BANK OF VENICE, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 45,069,000 | 48,288,000 | 56,582,000 | 56,723,000 |
| Total loans | 33,025,000 | 39,240,000 | 42,986,000 | 48,847,000 |
| Allowance for loan losses | 344,000 | 372,000 | 439,000 | 508,000 |
| Securities available for sale | 4,462,000 | 4,392,000 | 3,745,000 | 3,146,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,281,000 | 40,319,000 | 48,440,000 | 47,481,000 |
| Interest-bearing deposits | 30,579,000 | 33,488,000 | 40,981,000 | 40,170,000 |
| Noninterest-bearing deposits | 6,702,000 | 6,831,000 | 7,459,000 | 7,311,000 |
| Equity capital | 7,733,000 | 7,882,000 | 8,008,000 | 8,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 495,000 | 1,086,000 | 1,818,000 | 2,620,000 |
| Interest expense | 106,000 | 245,000 | 458,000 | 690,000 |
| Net interest income | 389,000 | 841,000 | 1,360,000 | 1,930,000 |
| Noninterest income | 31,000 | 61,000 | 90,000 | 113,000 |
| Noninterest expense | 302,000 | 613,000 | 949,000 | 1,324,000 |
| Provision for loan losses | 48,000 | 111,000 | 176,000 | 251,000 |
| Pretax income | 70,000 | 178,000 | 325,000 | 468,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 70,000 | 178,000 | 325,000 | 468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,821,000 | 7,929,000 | 8,076,000 | 8,219,000 |
| Total capital | 8,165,000 | 8,301,000 | 8,515,000 | 8,727,000 |
| Risk-weighted assets | 33,285,000 | 36,609,000 | 40,206,000 | 43,982,000 |