Call reports 2022
NORTHWAY BANK — 2022
What NORTHWAY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,221,074,000 | 1,238,699,000 | 1,313,807,000 | 1,297,773,000 |
| Total loans | 824,670,000 | 863,984,000 | 932,422,000 | 930,014,000 |
| Allowance for loan losses | 9,470,000 | 9,844,000 | 10,622,000 | 11,360,000 |
| Securities available for sale | 286,389,000 | 290,634,000 | 292,149,000 | 288,575,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,020,645,000 | 1,039,863,000 | 1,060,386,000 | 1,070,008,000 |
| Interest-bearing deposits | 782,046,000 | 795,200,000 | 795,575,000 | 815,304,000 |
| Noninterest-bearing deposits | 238,599,000 | 244,663,000 | 264,811,000 | 254,704,000 |
| Equity capital | 102,113,000 | 89,585,000 | 76,133,000 | 81,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,712,000 | 18,044,000 | 28,352,000 | 39,935,000 |
| Interest expense | 358,000 | 829,000 | 1,653,000 | 3,622,000 |
| Net interest income | 8,354,000 | 17,215,000 | 26,699,000 | 36,313,000 |
| Noninterest income | 1,073,000 | 2,181,000 | 3,317,000 | 4,388,000 |
| Noninterest expense | 8,201,000 | 16,200,000 | 24,179,000 | 32,008,000 |
| Provision for loan losses | 0 | 300,000 | 1,050,000 | 1,800,000 |
| Pretax income | 42,000 | -944,000 | -858,000 | 4,185,000 |
| Income tax | -173,000 | -659,000 | -912,000 | 258,000 |
| Net income | 215,000 | -285,000 | 54,000 | 3,927,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,174,000 | 108,073,000 | 107,812,000 | 111,084,000 |
| Total capital | 118,789,000 | 118,062,000 | 118,541,000 | 121,410,000 |
| Risk-weighted assets | 786,318,000 | 811,159,000 | 858,297,000 | 824,952,000 |