Call reports 2021
NORTHWAY BANK — 2021
What NORTHWAY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,177,334,000 | 1,204,604,000 | 1,223,677,000 | 1,242,690,000 |
| Total loans | 772,934,000 | 808,454,000 | 822,999,000 | 797,251,000 |
| Allowance for loan losses | 9,445,000 | 9,489,000 | 9,479,000 | 9,466,000 |
| Securities available for sale | 191,526,000 | 287,016,000 | 299,705,000 | 301,428,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 953,446,000 | 981,455,000 | 1,001,012,000 | 1,006,033,000 |
| Interest-bearing deposits | 729,262,000 | 753,909,000 | 762,043,000 | 780,258,000 |
| Noninterest-bearing deposits | 224,184,000 | 227,546,000 | 238,969,000 | 225,775,000 |
| Equity capital | 112,578,000 | 114,829,000 | 114,712,000 | 116,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,967,000 | 16,107,000 | 24,868,000 | 33,870,000 |
| Interest expense | 532,000 | 946,000 | 1,322,000 | 1,687,000 |
| Net interest income | 7,435,000 | 15,161,000 | 23,546,000 | 32,183,000 |
| Noninterest income | 1,195,000 | 2,379,000 | 3,515,000 | 4,747,000 |
| Noninterest expense | 7,595,000 | 14,898,000 | 22,052,000 | 30,181,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,308,000 | 4,993,000 | 7,097,000 | 11,469,000 |
| Income tax | 431,000 | 951,000 | 1,322,000 | 2,180,000 |
| Net income | 1,877,000 | 4,042,000 | 5,775,000 | 9,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,965,000 | 105,530,000 | 106,663,000 | 109,584,000 |
| Total capital | 112,669,000 | 114,905,000 | 116,287,000 | 119,117,000 |
| Risk-weighted assets | 695,400,000 | 749,741,000 | 773,983,000 | 762,560,000 |