Call reports 2019
NORTHWAY BANK — 2019
What NORTHWAY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 931,970,000 | 929,935,000 | 895,601,000 | 912,655,000 |
| Total loans | 654,168,000 | 655,142,000 | 644,690,000 | 637,609,000 |
| Allowance for loan losses | 7,095,000 | 7,312,000 | 7,310,000 | 7,224,000 |
| Securities available for sale | 218,989,000 | 195,173,000 | 166,228,000 | 180,481,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 746,865,000 | 749,814,000 | 720,401,000 | 732,917,000 |
| Interest-bearing deposits | 616,892,000 | 613,731,000 | 571,021,000 | 588,358,000 |
| Noninterest-bearing deposits | 129,973,000 | 136,083,000 | 149,380,000 | 144,559,000 |
| Equity capital | 101,517,000 | 104,577,000 | 107,210,000 | 108,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,890,000 | 17,706,000 | 26,434,000 | 34,674,000 |
| Interest expense | 1,322,000 | 2,653,000 | 3,752,000 | 4,691,000 |
| Net interest income | 7,568,000 | 15,053,000 | 22,682,000 | 29,983,000 |
| Noninterest income | 1,292,000 | 2,919,000 | 4,646,000 | 6,047,000 |
| Noninterest expense | 7,233,000 | 14,874,000 | 21,732,000 | 29,166,000 |
| Provision for loan losses | 0 | 210,000 | 210,000 | 210,000 |
| Pretax income | 3,983,000 | 6,095,000 | 9,215,000 | 11,226,000 |
| Income tax | 837,000 | 1,170,000 | 1,733,000 | 2,052,000 |
| Net income | 3,146,000 | 4,925,000 | 7,482,000 | 9,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,516,000 | 96,695,000 | 98,652,000 | 99,760,000 |
| Total capital | 102,746,000 | 104,163,000 | 106,118,000 | 107,129,000 |
| Risk-weighted assets | 633,186,000 | 635,922,000 | 628,241,000 | 605,871,000 |