Call reports 2018
NORTHWAY BANK — 2018
What NORTHWAY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 912,697,000 | 939,924,000 | 964,714,000 | 922,168,000 |
| Total loans | 602,616,000 | 628,631,000 | 673,652,000 | 635,540,000 |
| Allowance for loan losses | 7,209,000 | 7,003,000 | 7,007,000 | 7,134,000 |
| Securities available for sale | 244,836,000 | 242,643,000 | 223,149,000 | 225,410,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 708,066,000 | 721,053,000 | 784,174,000 | 729,262,000 |
| Interest-bearing deposits | 574,690,000 | 580,891,000 | 628,867,000 | 585,891,000 |
| Noninterest-bearing deposits | 133,376,000 | 140,162,000 | 155,307,000 | 143,371,000 |
| Equity capital | 95,393,000 | 94,327,000 | 94,670,000 | 96,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,042,000 | 16,373,000 | 25,126,000 | 34,390,000 |
| Interest expense | 731,000 | 1,847,000 | 3,024,000 | 4,409,000 |
| Net interest income | 7,311,000 | 14,526,000 | 22,102,000 | 29,981,000 |
| Noninterest income | 1,226,000 | 2,459,000 | 3,692,000 | 4,899,000 |
| Noninterest expense | 7,359,000 | 14,382,000 | 21,447,000 | 28,952,000 |
| Provision for loan losses | 0 | 0 | 195,000 | 390,000 |
| Pretax income | 427,000 | 1,734,000 | 4,655,000 | 3,630,000 |
| Income tax | -121,000 | -4,000 | 156,000 | -60,000 |
| Net income | 548,000 | 1,738,000 | 4,499,000 | 3,690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,262,000 | 91,257,000 | 93,423,000 | 92,911,000 |
| Total capital | 98,624,000 | 98,388,000 | 100,558,000 | 100,169,000 |
| Risk-weighted assets | 600,305,000 | 625,272,000 | 644,441,000 | 616,915,000 |