Call reports 2017
NORTHWAY BANK — 2017
What NORTHWAY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 874,220,000 | 879,706,000 | 879,217,000 | 880,432,000 |
| Total loans | 554,434,000 | 569,506,000 | 577,154,000 | 573,210,000 |
| Allowance for loan losses | 7,705,000 | 7,546,000 | 7,429,000 | 7,231,000 |
| Securities available for sale | 268,378,000 | 265,107,000 | 262,855,000 | 258,109,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 729,425,000 | 731,192,000 | 711,442,000 | 724,841,000 |
| Interest-bearing deposits | 599,468,000 | 596,465,000 | 570,625,000 | 590,915,000 |
| Noninterest-bearing deposits | 129,957,000 | 134,727,000 | 140,817,000 | 133,926,000 |
| Equity capital | 93,278,000 | 95,395,000 | 97,059,000 | 98,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,534,000 | 15,270,000 | 23,064,000 | 30,948,000 |
| Interest expense | 625,000 | 1,282,000 | 1,865,000 | 2,461,000 |
| Net interest income | 6,909,000 | 13,988,000 | 21,199,000 | 28,487,000 |
| Noninterest income | 1,440,000 | 2,809,000 | 4,069,000 | 4,960,000 |
| Noninterest expense | 6,512,000 | 12,799,000 | 19,218,000 | 26,235,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,319,000 | 5,177,000 | 7,652,000 | 9,916,000 |
| Income tax | 660,000 | 1,464,000 | 2,127,000 | 2,434,000 |
| Net income | 1,659,000 | 3,713,000 | 5,525,000 | 7,482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,381,000 | 87,953,000 | 89,503,000 | 89,909,000 |
| Total capital | 94,232,000 | 95,603,000 | 97,548,000 | 97,769,000 |
| Risk-weighted assets | 588,419,000 | 589,685,000 | 603,807,000 | 596,883,000 |