Call reports 2016
NORTHWAY BANK — 2016
What NORTHWAY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 896,731,000 | 921,903,000 | 884,581,000 | 884,984,000 |
| Total loans | 557,370,000 | 563,544,000 | 560,919,000 | 553,783,000 |
| Allowance for loan losses | 8,624,000 | 8,521,000 | 7,996,000 | 7,878,000 |
| Securities available for sale | 257,133,000 | 259,526,000 | 232,991,000 | 261,008,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 736,833,000 | 747,216,000 | 749,926,000 | 740,474,000 |
| Interest-bearing deposits | 623,580,000 | 629,037,000 | 617,750,000 | 612,180,000 |
| Noninterest-bearing deposits | 113,253,000 | 118,179,000 | 132,176,000 | 128,294,000 |
| Equity capital | 91,581,000 | 94,065,000 | 94,040,000 | 91,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,681,000 | 15,771,000 | 23,154,000 | 30,552,000 |
| Interest expense | 1,244,000 | 2,431,000 | 3,369,000 | 4,110,000 |
| Net interest income | 6,437,000 | 13,340,000 | 19,785,000 | 26,442,000 |
| Noninterest income | 1,192,000 | 2,378,000 | 3,984,000 | 5,405,000 |
| Noninterest expense | 6,210,000 | 12,416,000 | 19,741,000 | 29,257,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,271,000 | 4,497,000 | 6,218,000 | 5,251,000 |
| Income tax | 678,000 | 1,331,000 | 1,767,000 | 1,139,000 |
| Net income | 1,593,000 | 3,166,000 | 4,451,000 | 4,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,227,000 | 86,382,000 | 87,175,000 | 85,224,000 |
| Total capital | 92,325,000 | 93,818,000 | 94,791,000 | 92,786,000 |
| Risk-weighted assets | 566,021,000 | 589,075,000 | 593,522,000 | 581,802,000 |