Call reports 2015
NORTHWAY BANK — 2015
What NORTHWAY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 911,526,000 | 932,335,000 | 939,968,000 | 927,957,000 |
| Total loans | 587,742,000 | 585,006,000 | 569,131,000 | 556,170,000 |
| Allowance for loan losses | 8,838,000 | 8,549,000 | 8,652,000 | 8,623,000 |
| Securities available for sale | 252,504,000 | 265,248,000 | 273,181,000 | 254,476,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 743,031,000 | 758,754,000 | 764,203,000 | 758,552,000 |
| Interest-bearing deposits | 644,048,000 | 654,275,000 | 647,356,000 | 642,766,000 |
| Noninterest-bearing deposits | 98,983,000 | 104,479,000 | 116,847,000 | 115,786,000 |
| Equity capital | 96,169,000 | 95,275,000 | 98,245,000 | 87,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,342,000 | 16,553,000 | 24,983,000 | 32,947,000 |
| Interest expense | 1,364,000 | 2,743,000 | 4,099,000 | 5,423,000 |
| Net interest income | 6,978,000 | 13,810,000 | 20,884,000 | 27,524,000 |
| Noninterest income | 1,267,000 | 2,483,000 | 3,674,000 | 4,675,000 |
| Noninterest expense | 6,360,000 | 12,657,000 | 19,039,000 | 25,827,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,659,000 | 4,968,000 | 7,263,000 | 9,439,000 |
| Income tax | 776,000 | 1,390,000 | 2,009,000 | 2,631,000 |
| Net income | 1,883,000 | 3,578,000 | 5,254,000 | 6,808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,186,000 | 91,785,000 | 92,889,000 | 83,174,000 |
| Total capital | 97,825,000 | 99,340,000 | 100,106,000 | 90,229,000 |
| Risk-weighted assets | 602,264,000 | 602,970,000 | 575,474,000 | 562,449,000 |