Call reports 2014
NORTHWAY BANK — 2014
What NORTHWAY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 915,993,000 | 942,090,000 | 936,203,000 | 920,156,000 |
| Total loans | 636,624,000 | 636,084,000 | 631,242,000 | 604,026,000 |
| Allowance for loan losses | 11,442,000 | 11,239,000 | 10,105,000 | 8,806,000 |
| Securities available for sale | 228,086,000 | 227,588,000 | 231,924,000 | 221,647,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 723,085,000 | 733,116,000 | 758,467,000 | 741,116,000 |
| Interest-bearing deposits | 630,579,000 | 635,439,000 | 655,947,000 | 646,644,000 |
| Noninterest-bearing deposits | 92,506,000 | 97,677,000 | 102,520,000 | 94,472,000 |
| Equity capital | 91,671,000 | 95,550,000 | 97,113,000 | 94,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 8,504,000 | 17,182,000 | 25,880,000 | 34,278,000 |
| Interest expense | 1,254,000 | 2,625,000 | 4,043,000 | 5,490,000 |
| Net interest income | 7,250,000 | 14,557,000 | 21,837,000 | 28,788,000 |
| Noninterest income | 1,441,000 | 3,396,000 | 4,972,000 | 6,340,000 |
| Noninterest expense | 7,016,000 | 13,960,000 | 20,532,000 | 27,290,000 |
| Provision for loan losses | 405,000 | 960,000 | 1,365,000 | 1,503,000 |
| Pretax income | 1,698,000 | 4,326,000 | 7,071,000 | 10,524,000 |
| Income tax | 365,000 | 1,088,000 | 1,861,000 | 2,682,000 |
| Net income | 1,333,000 | 3,238,000 | 5,210,000 | 7,842,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,031,000 | 85,955,000 | 87,944,000 | 85,593,000 |
| Total capital | 92,110,000 | 94,228,000 | 95,725,000 | 92,875,000 |
| Risk-weighted assets | 604,119,000 | 624,832,000 | 596,978,000 | 565,775,000 |