Call reports 2013
NORTHWAY BANK — 2013
What NORTHWAY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 845,991,000 | 879,788,000 | 898,215,000 | 894,097,000 |
| Total loans | 587,481,000 | 643,968,000 | 661,855,000 | 643,854,000 |
| Allowance for loan losses | 10,192,000 | 10,749,000 | 10,822,000 | 11,190,000 |
| Securities available for sale | 207,519,000 | 181,624,000 | 185,472,000 | 184,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 669,094,000 | 679,554,000 | 696,998,000 | 706,893,000 |
| Interest-bearing deposits | 585,592,000 | 594,717,000 | 605,501,000 | 622,794,000 |
| Noninterest-bearing deposits | 83,502,000 | 84,837,000 | 91,497,000 | 84,099,000 |
| Equity capital | 88,002,000 | 84,112,000 | 86,082,000 | 88,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,827,000 | 15,850,000 | 24,449,000 | 33,110,000 |
| Interest expense | 1,185,000 | 2,310,000 | 3,425,000 | 4,634,000 |
| Net interest income | 6,642,000 | 13,540,000 | 21,024,000 | 28,476,000 |
| Noninterest income | 1,855,000 | 3,860,000 | 5,646,000 | 7,598,000 |
| Noninterest expense | 6,424,000 | 13,281,000 | 20,094,000 | 27,290,000 |
| Provision for loan losses | 920,000 | 1,600,000 | 2,329,000 | 2,820,000 |
| Pretax income | 2,769,000 | 5,160,000 | 7,244,000 | 9,779,000 |
| Income tax | 777,000 | 1,422,000 | 1,944,000 | 2,631,000 |
| Net income | 1,992,000 | 3,738,000 | 5,300,000 | 7,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,861,000 | 79,229,000 | 80,809,000 | 82,678,000 |
| Total capital | 86,199,000 | 87,098,000 | 89,024,000 | 90,796,000 |
| Risk-weighted assets | 547,907,000 | 601,077,000 | 620,264,000 | 603,854,000 |