Call reports 2012
NORTHWAY BANK — 2012
What NORTHWAY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 814,803,000 | 835,859,000 | 859,328,000 | 869,816,000 |
| Total loans | 520,922,000 | 526,103,000 | 565,324,000 | 577,233,000 |
| Allowance for loan losses | 11,029,000 | 10,934,000 | 10,421,000 | 10,012,000 |
| Securities available for sale | 248,408,000 | 238,062,000 | 225,368,000 | 206,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 625,393,000 | 655,654,000 | 674,104,000 | 680,282,000 |
| Interest-bearing deposits | 560,582,000 | 586,100,000 | 596,769,000 | 597,951,000 |
| Noninterest-bearing deposits | 64,811,000 | 69,554,000 | 77,335,000 | 82,331,000 |
| Equity capital | 84,911,000 | 86,050,000 | 88,373,000 | 87,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,214,000 | 16,317,000 | 24,385,000 | 32,537,000 |
| Interest expense | 1,625,000 | 3,278,000 | 4,779,000 | 6,136,000 |
| Net interest income | 6,589,000 | 13,039,000 | 19,606,000 | 26,401,000 |
| Noninterest income | 1,228,000 | 2,896,000 | 5,193,000 | 7,327,000 |
| Noninterest expense | 6,331,000 | 12,889,000 | 19,514,000 | 26,849,000 |
| Provision for loan losses | 738,000 | 1,476,000 | 1,794,000 | 2,112,000 |
| Pretax income | 1,808,000 | 2,965,000 | 6,023,000 | 8,552,000 |
| Income tax | 347,000 | 434,000 | 1,301,000 | 1,940,000 |
| Net income | 1,461,000 | 2,531,000 | 4,722,000 | 6,612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,751,000 | 75,653,000 | 76,118,000 | 78,170,000 |
| Total capital | 81,030,000 | 81,867,000 | 82,864,000 | 85,134,000 |
| Risk-weighted assets | 477,627,000 | 480,124,000 | 516,567,000 | 539,716,000 |