Call reports 2011
NORTHWAY BANK — 2011
What NORTHWAY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 825,598,000 | 777,986,000 | 800,963,000 | 814,236,000 |
| Total loans | 508,943,000 | 493,566,000 | 497,997,000 | 501,143,000 |
| Allowance for loan losses | 9,132,000 | 9,744,000 | 10,212,000 | 10,332,000 |
| Securities available for sale | 226,621,000 | 204,178,000 | 205,944,000 | 249,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 637,235,000 | 592,251,000 | 602,550,000 | 618,954,000 |
| Interest-bearing deposits | 576,949,000 | 533,105,000 | 539,558,000 | 556,821,000 |
| Noninterest-bearing deposits | 60,286,000 | 59,146,000 | 62,992,000 | 62,133,000 |
| Equity capital | 70,090,000 | 73,236,000 | 86,584,000 | 83,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 8,002,000 | 16,383,000 | 24,390,000 | 32,545,000 |
| Interest expense | 1,966,000 | 3,854,000 | 5,669,000 | 7,501,000 |
| Net interest income | 6,036,000 | 12,529,000 | 18,721,000 | 25,044,000 |
| Noninterest income | 1,649,000 | 7,080,000 | 8,334,000 | 9,817,000 |
| Noninterest expense | 6,205,000 | 12,627,000 | 18,650,000 | 26,657,000 |
| Provision for loan losses | 615,000 | 2,630,000 | 3,245,000 | 4,660,000 |
| Pretax income | 1,171,000 | 5,304,000 | 7,053,000 | 7,027,000 |
| Income tax | 67,000 | 1,306,000 | 1,609,000 | 1,220,000 |
| Net income | 1,104,000 | 3,998,000 | 5,444,000 | 5,807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,702,000 | 63,537,000 | 73,908,000 | 73,629,000 |
| Total capital | 68,088,000 | 69,636,000 | 79,644,000 | 79,688,000 |
| Risk-weighted assets | 478,833,000 | 451,767,000 | 454,338,000 | 473,531,000 |