Call reports 2010
NORTHWAY BANK — 2010
What NORTHWAY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 776,585,000 | 811,254,000 | 810,111,000 | 826,636,000 |
| Total loans | 586,428,000 | 589,435,000 | 563,332,000 | 524,856,000 |
| Allowance for loan losses | 8,822,000 | 7,987,000 | 8,774,000 | 8,658,000 |
| Securities available for sale | 132,325,000 | 118,208,000 | 127,028,000 | 157,229,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 621,512,000 | 646,142,000 | 643,819,000 | 650,576,000 |
| Interest-bearing deposits | 557,299,000 | 593,569,000 | 587,852,000 | 594,123,000 |
| Noninterest-bearing deposits | 64,213,000 | 52,573,000 | 55,967,000 | 56,453,000 |
| Equity capital | 66,098,000 | 67,772,000 | 69,254,000 | 69,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,526,000 | 17,362,000 | 26,082,000 | 34,369,000 |
| Interest expense | 2,475,000 | 4,790,000 | 6,995,000 | 9,009,000 |
| Net interest income | 6,051,000 | 12,572,000 | 19,087,000 | 25,360,000 |
| Noninterest income | 1,569,000 | 3,250,000 | 5,558,000 | 8,123,000 |
| Noninterest expense | 5,892,000 | 11,862,000 | 17,926,000 | 24,046,000 |
| Provision for loan losses | 865,000 | 1,655,000 | 2,645,000 | 3,335,000 |
| Pretax income | -20,000 | 1,815,000 | 3,769,000 | 5,937,000 |
| Income tax | -385,000 | -60,000 | 296,000 | 772,000 |
| Net income | 365,000 | 1,875,000 | 3,473,000 | 5,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,895,000 | 59,296,000 | 60,296,000 | 61,098,000 |
| Total capital | 64,455,000 | 65,616,000 | 66,488,000 | 67,272,000 |
| Risk-weighted assets | 502,058,000 | 503,891,000 | 489,074,000 | 471,865,000 |