Call reports 2009
NORTHWAY BANK — 2009
What NORTHWAY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 741,445,000 | 769,751,000 | 773,503,000 | 801,792,000 |
| Total loans | 548,057,000 | 575,141,000 | 579,354,000 | 587,720,000 |
| Allowance for loan losses | 7,357,000 | 7,793,000 | 7,819,000 | 8,077,000 |
| Securities available for sale | 124,912,000 | 109,989,000 | 130,727,000 | 118,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 571,410,000 | 608,475,000 | 613,016,000 | 633,869,000 |
| Interest-bearing deposits | 509,422,000 | 544,789,000 | 545,416,000 | 565,229,000 |
| Noninterest-bearing deposits | 61,988,000 | 63,686,000 | 67,600,000 | 68,640,000 |
| Equity capital | 61,638,000 | 62,565,000 | 64,383,000 | 64,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 9,078,000 | 17,897,000 | 26,822,000 | 35,707,000 |
| Interest expense | 3,673,000 | 7,191,000 | 10,216,000 | 13,042,000 |
| Net interest income | 5,405,000 | 10,706,000 | 16,606,000 | 22,665,000 |
| Noninterest income | 1,470,000 | 3,062,000 | 4,511,000 | 6,000,000 |
| Noninterest expense | 5,670,000 | 12,319,000 | 18,411,000 | 24,796,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 2,110,000 |
| Pretax income | 1,039,000 | 716,000 | 874,000 | 1,512,000 |
| Income tax | 102,000 | -399,000 | -724,000 | -756,000 |
| Net income | 937,000 | 1,115,000 | 1,598,000 | 2,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,053,000 | 55,246,000 | 56,636,000 | 56,841,000 |
| Total capital | 59,915,000 | 61,315,000 | 62,874,000 | 63,206,000 |
| Risk-weighted assets | 467,393,000 | 483,763,000 | 483,440,000 | 495,398,000 |